Begin by cutting your everything bagel in half and preheat your toaster or oven to a medium setting. Toast each half until golden brown and crispy, which should take about 3 minutes.

Once the bagel is toasted, take the bottom half and generously spread the chive and onion cream cheese over the surface.

Place the crispy bacon slices on top of the cream cheese, followed by romaine lettuce leaves, then top with a juicy slice of tomato.

Sprinkle kosher salt and freshly ground black pepper on the layered ingredients, then chop the sandwich fillings together into a chunky mixture.

Fold in the diced avocado gently, ensuring the filling is well mixed but still chunky.

Gather the chopped filling over the cream cheese layer on the bagel, spreading it evenly to the edges.

Place the top half of the bagel over the filling and give it a soft press to hold everything together.

Serve immediately for the best taste and texture, pairing with kettle chips or a green salad.